/* SavingsPeak - "The Gap". A mirrored emerald split, square corners, gold rules. Lexend + Rosario. */
:root{
  --bg:#F3F7F4;--card:#FFFFFF;--ink:#0F2A21;--text:#223A30;--muted:#4A6459;
  --accent:#E0A030;--accent-deep:#16654E;--accent-tint:#DCEFE6;--line:#DEE7E1;
  --primary:#1F8A6B;--tint-a:#C7E6D8;--tint-b:#E4F1EA;--tint-c:#EDF5F1;--frame:#9ED0BB;
  --gold-pale:#F5D28C;--foot-bg:#0F2A21;--foot-text:#C9E2D7;--foot-dim:#B6D3C6;--foot-link:#EDB654;
  --fd:"Lexend",system-ui,sans-serif;--fb:"Rosario",system-ui,sans-serif;--r:0;--wrap:1120px;--split:232px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.62;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.14;margin:0;font-weight:600}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#F3F7F4;padding:9px 14px;z-index:60;text-decoration:none}
.skip:focus{left:8px;top:8px}
.eyebrow{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.17em;text-transform:uppercase;color:var(--accent-deep)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:16px;padding:15px 28px;border-radius:var(--r);border:1px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn-primary{background:var(--accent-deep);color:#FFFFFF;border-color:var(--accent-deep)}
.btn-primary:hover{background:#0E4B39;border-color:#0E4B39}
.btn-light{background:#F3F7F4;color:var(--ink);border-color:#F3F7F4}
.btn-light:hover{background:#FFFFFF;border-color:#FFFFFF}
.btn-ghost{background:transparent;color:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost:hover{background:var(--accent-tint)}

/* masthead - wordmark + mirrored-peak mark left, nav right, no rule beneath */
.mast{background:var(--tint-a)}
.mast-in{display:flex;align-items:center;gap:26px;height:68px;position:relative}
.brand{text-decoration:none;display:inline-flex;align-items:center;gap:11px}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:600;font-size:22px;letter-spacing:-.015em;color:var(--ink);text-decoration:none}
.wm b{font-weight:600;color:var(--accent-deep)}
.nav{display:flex;align-items:center;gap:28px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:500;font-size:15px;color:var(--ink);text-decoration:none;padding:3px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;width:42px;height:42px;margin-left:auto;border:1px solid var(--frame);background:var(--card);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0;border-radius:var(--r)}
.nb span{display:block;width:18px;height:2px;background:var(--ink)}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:58px;left:0;right:0;background:var(--card);border:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:4px 0;box-shadow:0 20px 44px rgba(15,42,33,.2);margin:0;z-index:12}
  .nav.open{display:flex}
  .nav a{padding:13px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero - no photograph: an emerald tint block and its lighter mirror, gold waterline between */
.hero{position:relative;overflow:hidden;padding:28px 0 76px;background:linear-gradient(180deg,var(--tint-a) 0,var(--tint-a) var(--split),var(--tint-b) var(--split),var(--tint-b) calc(var(--split)*2),var(--bg) calc(var(--split)*2))}
.hero-mirror{position:absolute;left:0;right:0;top:var(--split);height:1px;z-index:0;background:linear-gradient(90deg,rgba(224,160,48,0) 0,rgba(224,160,48,.9) 14%,rgba(224,160,48,.9) 86%,rgba(224,160,48,0) 100%)}
.hero-in{position:relative;z-index:1;text-align:center}
.hero-eyebrow{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-deep);margin-bottom:20px}
.form-card{width:100%;max-width:var(--card-max,840px);margin:0 auto;background:var(--card);border:1px solid var(--frame);border-radius:var(--r);box-shadow:0 24px 54px rgba(15,42,33,.14);padding:26px 26px 18px;text-align:center}
.form-card__head h2{font-size:26px;letter-spacing:-.015em}
.form-card__head p{margin-top:7px;color:var(--muted);font-size:14.5px}
.form-card__head::after{content:"";display:block;width:64px;height:3px;background:var(--accent);margin:15px auto 0}
.form-host{margin-top:16px}
.form-card__trust{margin-top:16px;padding-top:13px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);line-height:1.5}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 22px;margin:28px auto 0;padding:0;list-style:none;max-width:1000px}
.ticks li{display:inline-flex;align-items:center;gap:8px;font-family:var(--fd);font-weight:500;font-size:14px;color:var(--ink)}
.ticks svg{width:18px;height:18px;flex:0 0 18px}
.hero h1{font-size:clamp(31px,4.7vw,50px);letter-spacing:-.02em;max-width:820px;margin:38px auto 0}
.hero .sub{max-width:660px;margin:15px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:600px){
  :root{--split:168px}
  .hero{padding:22px 0 54px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:22px 16px 16px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;justify-items:start;text-align:left;margin-top:22px}
  .ticks li{font-size:13.5px;align-items:flex-start}
  .hero-eyebrow{font-size:11px;letter-spacing:.12em}
  .hero h1{margin-top:30px}
}

/* how it works - three steps climbing a diagonal, each tint lighter than the last */
.how{padding:88px 0 142px;background:var(--bg)}
.sec-head{max-width:720px}
.sec-head h2{font-size:clamp(28px,3.6vw,40px);margin-top:11px;letter-spacing:-.018em}
.sec-head p{margin-top:13px;color:var(--muted);font-size:17px}
.climb{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:54px}
.step{padding:28px 24px 30px;border:1px solid var(--frame);border-radius:var(--r)}
.step:nth-child(1){background:#BCE0CF;transform:translateY(56px)}
.step:nth-child(2){background:#D5ECE2;transform:translateY(28px)}
.step:nth-child(3){background:#EAF5EF}
.step .n{font-family:var(--fd);font-weight:700;font-size:13px;letter-spacing:.2em;color:var(--accent-deep)}
.step .n::after{content:"";display:block;width:38px;height:3px;background:var(--accent);margin-top:11px}
.step h3{font-size:21px;margin-top:17px;letter-spacing:-.01em}
.step p{margin-top:10px;font-size:16px;color:var(--text)}
.step .out{margin-top:18px;padding-top:13px;border-top:1px solid rgba(15,42,33,.16);font-family:var(--fd);font-weight:500;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep);line-height:1.5}
@media(max-width:860px){
  .how{padding:62px 0 66px}
  .climb{grid-template-columns:1fr;gap:14px;margin-top:38px}
  .step{transform:none}
  .step:nth-child(1),.step:nth-child(2){transform:none}
}

/* recognition strip - its own deep emerald band, gold hairlines */
.reco{background:var(--accent-deep);color:#FFFFFF;padding:80px 0 86px}
.reco .eyebrow{color:var(--gold-pale)}
.reco h2{color:#FFFFFF;font-size:clamp(26px,3.3vw,37px);margin-top:12px;max-width:780px;letter-spacing:-.016em}
.frags{list-style:none;margin:34px 0 0;padding:0;border-top:1px solid rgba(245,210,140,.42);max-width:900px}
.frags li{font-family:var(--fd);font-weight:500;font-size:clamp(19px,2.4vw,25px);line-height:1.3;color:#FFFFFF;padding:17px 0;border-bottom:1px solid rgba(245,210,140,.42);display:flex;gap:18px;align-items:baseline}
.frags li i{font-family:var(--fb);font-style:normal;font-weight:600;font-size:12px;letter-spacing:.18em;color:var(--gold-pale);flex:0 0 auto;min-width:26px}
.reco-close{margin-top:34px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 36px}
.reco-close p{max-width:680px;font-size:16.5px;color:#D8EDE4}
@media(max-width:700px){.reco{padding:62px 0 66px}.frags li{padding:15px 0;gap:14px}}

/* photo band - the reflection photograph, mirrored veil, statement over the waterline */
.photo{position:relative;overflow:hidden;background:var(--ink)}
.photo picture{position:absolute;inset:0;margin:0;display:block}
.photo img{width:100%;height:100%;object-fit:cover;object-position:center}
.photo-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,42,33,.93) 0,rgba(15,42,33,.78) 44%,rgba(15,42,33,.78) 56%,rgba(15,42,33,.94) 100%)}
.photo-in{position:relative;z-index:1;padding:112px 0;text-align:center;max-width:800px;margin:0 auto}
.photo .eyebrow{color:var(--gold-pale)}
.photo h2{color:#FFFFFF;font-size:clamp(28px,3.8vw,42px);margin-top:12px;letter-spacing:-.018em}
.photo h2::after{content:"";display:block;width:84px;height:3px;background:var(--accent);margin:22px auto 0}
.photo p{margin-top:20px;font-size:17px;color:#DCEFE6}
@media(max-width:760px){.photo-in{padding:76px 0}}

/* why - the mirrored-peak artwork beside the trio */
.why{padding:92px 0 96px;background:var(--card)}
.why-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center}
.art-panel{background:var(--accent-tint);border:1px solid var(--frame);padding:20px}
.art{width:100%}
.why h2{font-size:clamp(28px,3.6vw,40px);margin-top:11px;letter-spacing:-.018em}
.why-lead{margin-top:15px;font-size:17px;color:var(--text)}
.trio{list-style:none;margin:28px 0 0;padding:0;border-top:1px solid var(--line)}
.trio li{display:grid;grid-template-columns:34px 1fr;gap:14px;padding:19px 0;border-bottom:1px solid var(--line)}
.trio b{font-family:var(--fd);font-weight:700;font-size:13px;letter-spacing:.14em;color:var(--accent-deep);padding-top:4px}
.trio h3{font-size:19px}
.trio p{margin-top:7px;font-size:15.8px;color:var(--muted)}
@media(max-width:900px){.why{padding:64px 0 68px}.why-grid{grid-template-columns:1fr;gap:34px}.art-panel{max-width:560px;margin:0 auto}}

/* faq - a two-tier mirrored list: question above the gold hairline, answer below */
.faq{padding:88px 0 94px;background:var(--bg)}
.faq-list{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:42px}
.fq{border:1px solid var(--frame);border-radius:var(--r);background:var(--card)}
.fq h3{font-size:18px;line-height:1.36;padding:18px 22px;border-bottom:1px solid var(--accent);background:var(--card)}
.fq p{padding:18px 22px;background:var(--tint-c);color:var(--text);font-size:15.8px;line-height:1.6}
@media(max-width:880px){.faq{padding:62px 0 66px}.faq-list{grid-template-columns:1fr;gap:14px;margin-top:32px}}

/* closing band - the shoreline photograph under an emerald veil */
.close{position:relative;overflow:hidden;background:var(--accent-deep) url(/band.webp) center/cover no-repeat}
.close::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(22,101,78,.94) 0,rgba(15,42,33,.92) 100%)}
.close-in{position:relative;z-index:1;padding:84px 0 88px;display:grid;grid-template-columns:1fr auto;gap:28px 48px;align-items:center}
.close .eyebrow{color:var(--gold-pale)}
.close h2{color:#FFFFFF;font-size:clamp(28px,3.6vw,40px);margin-top:11px;letter-spacing:-.018em}
.close p{margin-top:13px;color:#D8EDE4;max-width:640px}
@media(max-width:760px){.close-in{grid-template-columns:1fr;padding:62px 0 66px}}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:62px 0 42px;font-size:14px}
.foot-top{display:grid;grid-template-columns:1.4fr auto auto;gap:28px 48px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(201,226,215,.18)}
.foot .brand .mark{width:26px;height:26px;flex:0 0 26px}
.foot .wm{color:#FFFFFF}
.foot .wm b{color:var(--foot-link)}
.foot-line{margin-top:12px;color:var(--foot-dim);max-width:470px;font-size:14.5px}
.foot a{color:var(--foot-link)}
.foot-nav{display:flex;flex-direction:column;gap:10px}
.foot-nav a{font-family:var(--fd);font-weight:500;font-size:14.5px;text-decoration:none;color:var(--foot-text)}
.foot-nav a:hover{color:var(--foot-link)}
.foot-mail{font-family:var(--fd);font-weight:500;font-size:15px;text-decoration:none;color:var(--foot-link);border-bottom:1px solid rgba(237,182,84,.5);padding-bottom:2px}
.foot-mail:hover{border-bottom-color:var(--foot-link)}
.legal-links{margin:24px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:13.8px}
.legal-links a:hover{color:var(--foot-link);text-decoration:underline;text-underline-offset:3px}
.disc{margin-top:24px;padding-top:22px;border-top:1px solid rgba(201,226,215,.18)}
.disc p{color:var(--foot-dim);font-size:13px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#FFFFFF;font-weight:600}
.disc a{color:var(--foot-link);text-decoration:underline;text-underline-offset:2px}
@media(max-width:760px){.foot{padding:52px 0 36px}.foot-top{grid-template-columns:1fr}}

/* subpages - how it works, contact, privacy, terms, unsubscribe, do not sell, 404 */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:56px 20px 88px}
.prose h1{font-size:clamp(31px,4.4vw,43px);letter-spacing:-.02em}
.prose .updated{margin-top:12px;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.15em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:40px;padding-top:22px;border-top:1px solid var(--line);letter-spacing:-.012em}
.prose h2::after{content:"";display:block;width:40px;height:3px;background:var(--accent);margin-top:12px}
.prose p{margin-top:14px;line-height:1.72}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose li{margin-top:8px;line-height:1.68;padding-left:4px}
.prose li::marker{color:var(--accent-deep)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:3px}
.prose .btn{margin-top:22px;margin-right:10px}
.prose a.btn.btn-primary{background:var(--accent-deep);color:#FFFFFF;border-color:var(--accent-deep);text-decoration:none}
.prose a.btn.btn-primary:hover{background:#0E4B39;border-color:#0E4B39}
.prose a.btn.btn-ghost{background:transparent;color:var(--accent-deep);border-color:var(--accent-deep);text-decoration:none}
.prose a.btn.btn-ghost:hover{background:var(--accent-tint)}
/* injected request cards: keep every fill on the deep emerald, never the mid emerald or the gold */
.prose .unsub-card__title,.unsub-card .unsub-card__title{color:var(--ink)}
.prose .unsub-form__submit,.unsub-card .unsub-form__submit{background:var(--accent-deep);color:#FFFFFF;border-radius:var(--r)}
.prose .unsub-form__submit:hover,.unsub-card .unsub-form__submit:hover{background:#0E4B39}
.prose .unsub-field .req,.unsub-card .unsub-field .req{color:var(--accent-deep)}
.prose .unsub-field input:focus,.prose .unsub-field select:focus,.unsub-card .unsub-field input:focus,.unsub-card .unsub-field select:focus{outline:2px solid var(--accent-deep)}
.prose .unsub-msg--success,.unsub-card .unsub-msg--success{background:var(--accent-tint);color:var(--ink)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}