Personal loans · $100 – $5,000 · all credit types considered
Ask for what you need
$100 – $5,000 · as soon as the next business day, if approved
256-bit SSL · Checking your options won't affect your credit score · Free
- 256-bit SSL
- Free to ask, no obligation
- All credit types considered
- A connection service, not a lender
There was never a cushion to fall back on.
One short request reaches a network of lenders. $100 – $5,000, free to ask, with no obligation.
The climb
What happens after you ask.
Three steps, each one a little higher than the last. You write the first, lenders write the second, and the last one is yours.
01
Ask for the amount
Say how much you need and answer a few questions about your income. It takes about three minutes on a phone, encrypted the whole way.
About three minutes
02
Lenders look at it
One request reaches a network of lenders who consider all credit types. Each lender decides on its own terms, and nothing is promised on its behalf.
A network, not one desk
03
You decide, or you don't
If a lender makes an offer, its rate, fees and repayment dates are set out before you sign. Take it, or walk away owing nothing.
As soon as the next business day, if approved
The gap
It was never about spending the money badly.
- 01The account doesn't have a buffer.
- 02It never has.
- 03Every month lands exactly on the line.
- 04One thing goes wrong and the line breaks.
- 05That isn't a budgeting problem.
One request reaches a network of lenders who consider all credit types. $100 – $5,000, free to ask, and nothing to sign unless you choose to.
See my options
The reflection
The bill above the line, the balance below it.
That distance is the whole problem, and it is the only thing this page is about. SavingsPeak is not a lender and takes no part in the decision: it carries one request to lenders who make their own.
Why SavingsPeak
Built for the month with nothing behind it.
SavingsPeak is not a lender. It carries one request to a network of lenders who consider all credit types, and each of them decides on its own terms.
- I
One request, not ten
You fill in one form. It travels to the network, so you are not retelling the same story desk after desk.
- II
Your score stays where it is
Checking your options is a soft inquiry and won't affect your credit score. A lender may run its own fuller check later if you go ahead.
- III
No lecture attached
Nobody here asks why the money ran out. The form asks what you need and what you earn, and that is the end of it.
Questions
Asked above the line, answered below it.
Is SavingsPeak a lender?
No. SavingsPeak is a connection service. Your request goes to a network of lenders, and any offer comes from the lender, on the lender's terms.
How much can I request?
Anywhere from $100 to $5,000. The amount a lender offers can differ from the amount you ask for.
Will asking affect my credit score?
No. Checking your options won't affect your credit score, because it is a soft inquiry. A lender may run its own credit check as part of considering your request.
What does it cost?
Nothing. Asking is free and there is no obligation to accept anything. A lender sets its own rate and fees, and shows them to you before you sign.
How soon could funds arrive?
Some lenders send funds as soon as the next business day, if approved. The timing belongs to the lender, and it will tell you its schedule before you agree to anything.
What if no lender can help today?
Then nothing happens and nothing is owed. You are free to come back later, or to ask for a different amount.
Before you go
Ask once, and see what comes back.
$100 – $5,000, sent one time to a network of lenders who consider all credit types. Free to ask, with no obligation, and nothing to sign unless you choose to.